- 18417 US Highway 19N Clear Water, FL 33764
Your Funeral, Your Way: Flexible Insurance Options for Peace of Mind
Hearing that a loved one has passed is sad enough knowing that the next thing to be addressed is how the funeral and burial are going to be funded is traumatizing. Our Modified Benefit funeral insurance plans meet funeral expenses hence giving your family the time they need to recover should you pass on.
Modified Benefit plans give assured life insurance for funeral/final expenses which is easier and cheaper. Premiums and coverage amounts are arrived and remain constant and are not alterable. We have no cash accumulation towards our policies, the policies offer coverage for some fixed number of years then expire.
With a Modified Benefit Funeral Insurance policy, the key difference is the payout structure in the initial years. Here’s how it works:
This structure provides peace of mind even to those who might be deemed higher risk, knowing that eventually, the full benefit will be paid to cover funeral and burial costs.
The primary purpose of Modified Benefit Funeral Insurance is to cover end-of-life costs. These expenses can include:
In some cases, the death benefit can also help cover any outstanding medical bills, debts, or other final expenses, providing financial relief for your loved ones.
All individuals of age between 45 and 85 years old in all states except New York can receive a guaranteed acceptance of modified plans if they meet underwriting standards. It does not matter whether a person is in a critical health condition; they can also apply. Spouses can also apply. In many cases, just answer a few eligibility health questions, and you get approved for a loan.
Modified benefit funeral insurance differs from traditional whole life insurance plans in several ways:
In other cases, these are generally known to be cheaper with locked-in premiums.
– Only limited to having to answer simple questions regarding one’s health status and not exams.
– No cash accumulation in any form as modifieds only work as burial policies.
– Premiums and coverage periods are predetermined on our modified plans
– The dose of the obligatory simplified application process is convenient.
Filing a claim is simple. A beneficiary has to present to the company proof of death and identification to the claims department, the rest we handle. It is common practice for payout to be effected within a number of days after the approval of the claim. But we’re here to guide you through all of the steps.
Don’t wait, get a quote and apply within minutes.
Our brand allows you to check the rates of our companion services, and even apply for companion services right on our site with just basic contact information, and date of birth required. Their coverage begins at the start of the day when approved! Should it be taken you will select the coverage amount that is desirable from $5,000 – $25,000. Guarantee forever low interest rates that can never be increased. Experience the most fun shopping with savings add a spouse!
Since our modified benefit plans have less strict underwriting terms we do not undertake comprehensive medical examinations. Step one involves filling out a short health questionnaire and once this has been completed and approval given you are ready to go! And even if you have significant medical conditions you can still get a loan.
While it might not be enjoyable to think about, having a funeral planned will eliminate as much suffering and finances from the heirs’ shoulders. These simple modified plans have straightforward access and affordable costs to ensure necessary costs are going to be met as guaranteed. As a reliable carrier with outstanding financial credentials, we will never let you down – for a lifetime.
If you’re concerned about qualifying for traditional life or funeral insurance due to age or health conditions, Modified Benefit Funeral Insurance may be the perfect solution. It offers:
If you’re interested in learning more about Modified Benefit Funeral Insurance, we can help! Our team is here to answer any questions you might have and guide you through the process of finding a policy that suits your needs and budget. Contact us today to get started and ensure that your final expenses are covered, no matter what.
To get coverage just fill out our brief medical questionnaire with all the truth. The only urgent and critical life-threatening cases were the only ones that we would have a reason to reject.
When you make your premium payments, your policy and coverage amount remain active and you do not need to renew it.
Our one-time payout supports funeral home, cremation, casket or urn, burial, plot, headstone, and any other expenses.
Modified benefit premiums are; very cheap due to the fact that they are Helen, non-expiring, and contain no cash values. Far less expensive than the annually renewable term life policies.
Reach out to our dedicated team at PayForFunerals. We're here to support you every step of the way. Contact us today for compassionate guidance and expert assistance with your funeral planning needs.
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